Michael and Caroline Hobbes have a mortgage, they own a car together, and are hoping to expand their family in the near future. So they recently decided it was time to purchase a life insurance plan that would provide financial security if one of them were to die, mysteriously or not.
“We reached the point where we had to start seriously thinking about what would happen if one of us were to tragically pass away,” said Caroline. “But we also had to keep in mind not to make the payout so high that the promise of financial freedom would be too good to pass up.”
“I love my wife, believe me,” assured Michael. “But is there a dollar amount that might make me think twice the next time we were standing under a particularly dangerous chandelier? Or taking a trip on a high-speed train to Asia? I dare not say.”
Insurance brokers have long known the danger of murder most foul, but insist it’s part of any large financial transaction. “Absolutely it’s something we think about,” said broker Dave Lazar. “But we always encourage couples not to murder each other, or go to any masquerade balls populated by a variety of suspicious characters.”
At press time the couple had decided to purchase the largest policy available before taking a boar hunting trip to Krgyzstan.